The vice president of the sales and financial distribution in nationwide life insurance company David Giertz is one of the world known financial advisers. He took four major exams, General securities principal examinations, Municipal Securities principle, uniform securities agent state law examination and general securities representative examination between 1986 and 1994 all of which he passed. He started working at Mony Securities Corp in 1988 and moved on to other insurance companies like The Mutual Life Insurance Company of New York, Citicorp Investment Services, Mony Securities Corp and Financial Horizons Securities Corporation before he ended up at nationwide life insurance in 2006. His commitment in his work at the company has borne fruits and is now one of the major vice presidents of the company’s subsidiaries.
Giertz is also a licensed broker and could work in any company whose business involves the sale and purchase of stock, bonds and other forms of securities. Apart from his leadership roles and his involvement in security brokerage, he also conducts investments advisory services. Most recently, he gave a talk on the mistakes that could lead to smaller retirement. Gierz is also of the opinion that if people take up social security too early they are likely to lose thousands every year.
In a column by wall street journal wealth advisor, David addresses the question as to why most of the financial advisors are reluctant to speak to their clients regarding social security. According to him, most of the advisors are not confident with the many social security rules. They also lack the understanding on the same and thus cannot elaborate something they do not understand to their clients. However, a recent conducted on people some of them retired and others a few years before retirement show that many of the people wish to discuss this topic with their financial advisers. Some of them would go as far as switching their advisers if they failed to do this simple task. https://angel.co/david-giertz